A closer look

A household ledger for real life

Follow a few familiar money moments. These are illustrative records, not a live account or a promise of automatic bank syncing.

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01 / 04

See where money moved

Keep cash, bank and card activity in the right accounts. A transfer moves money between two tracked accounts without counting it as fresh income or spending.

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An account-to-account transfer

Illustrative data

Bank account

$1,000 → $960

Cash wallet

$120 → $160

$40 moved No new expense or income

02 / 04

Correct a mistake without erasing it

Posted amounts stay locked. Voiding adds an opposite entry; then you can record the right amount. The example below shows how each step changes the record.

01

A $50 expense was recorded

The balance moved from $1,000 to $950. Later, you discover the amount should have been $45.

02

Void the $50 record

The original is marked voided and a $50 reversal restores the balance to $1,000. Neither entry is silently deleted.

03

Record the correct $45

The new expense leaves $955. The default list hides voided entries, but you can include them when reviewing history.

A merchant refund is different: real money comes back, and the original expense remains valid.

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03 / 04

Keep recurring commitments in view

Track a service with a schedule and reminders or automatic bookkeeping. Keep a simple principal record for money lent or borrowed between people.

Kakeibo does not pay providers or calculate loan interest.

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Keep recurring commitments in view

Illustrative data

Monthly service

Expected charge · $12 / month

Upcoming charge Bookkeeping entry

Money lent to a friend

$80 principal remaining

04 / 04

Share a separate household ledger

Family teams own their own accounts. Roles decide who can change team records; personal accounts stay outside the team.

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Separate ledgers

Illustrative data
Owner · manages the team
Member · records team activity

Review, without pretending every total is exact

Use categories and reports to reflect on recorded activity. Keep unlike currencies separate: ordinary transaction FX conversion is not yet reliable for cross-currency report totals.

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