Make sense of everyday money

A calmer place to record spending, card payments, subscriptions and money shared with your household. No accounting degree required.

The everyday flow

Record what happened

Add income, expenses and transfers to the right account.

See what changed

Review balances, categories and reports at your own pace.

Keep household context

Use a team when money belongs in a shared ledger.

Keep the details that matter

Record what happened, find it later, and understand your household's money without building a spreadsheet.

Track finances together

Invite your partner, family, or roommates to a separate team ledger. Assign roles and keep shared transactions attributed without sharing passwords or spreadsheets.

Records you can trust

Once posted, amounts are locked. Fix a mistake by voiding — the original stays on record and a reversing entry cancels it out, preserving a clear history.

Multi-account tracking

Cash, bank, credit cards, e-wallets, brokerage — every account in one view, without losing context of where money actually lives.

Categories & tags

Categorize by purpose, then tag freely — "coffee shops", "date nights", "that Tokyo trip". Slice your spending any way you reflect on it.

Receipt attachments

Attach a receipt to a transaction, so the details are there when you need to remember a purchase.

Reflective analytics

Review income, expenses and category trends for a chosen period. Use the numbers as a starting point for reflection.

Explore the feature stories →

Everyday money has more than one shape

Keep each kind of record simple, with a clear place to return when you need the details.

Credit cards

Record card spending and repayments. Cycle and due dates are estimates; your bank remains the source of truth for the statement and amount due.

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Services you pay for regularly

Track a monthly or yearly service, choose reminders or automatic recording, and review what was posted. Kakeibo does not make the payment for you.

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Money borrowed or lent

Keep a simple record of principal and repayments between people. No interest, amortization or legal accounting is calculated.

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Money moving between accounts

Record a transfer without counting it as income or spending again. Correct posted mistakes with an explicit void.

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Honest pricing, no surprises

Start free, then choose Solo or Family when you need more room or shared bookkeeping.

Standard plans

Free

Get a feel for the rhythm

$0
Free forever
  • ✓1,000 transactions / month
  • ✓Up to 5 accounts
  • ✓500 MB storage for receipts≈ 2,000–4,000 receipts after compression
  • ✓Can be invited into any team
Get started
Most popular

Solo

For personal finance, uncapped

$27.99

Per year · automatically renews annually

Your renewal price stays locked while the same subscription continues.

  • ✓Unlimited transactions
  • ✓Unlimited accounts
  • ✓5 GB storage for receipts≈ 20,000–40,000 receipts after compression
  • ✓Can join teams as any role
Start free trial

Family

Share finances with your people

$44.99

Per year · automatically renews annually

Your renewal price stays locked while the same subscription continues.

  • ✓Everything in Solo
  • ✓10 GB storage for receipts≈ 40,000–80,000 receipts after compression
  • ✓Create a team with up to 5 members
  • ✓Invite free viewers at no cost
  • ✓Role-based permissions
Start free trial

Five-year launch offer

The same Solo or Family features, with five years covered by one payment.

Solo

$99.00/ five years

Equivalent to $19.80 per year, paid as one five-year total.

Choose Solo for five years

Family

$159.00/ five years

Equivalent to $31.80 per year, paid as one five-year total.

Choose Family for five years

One payment after trial. No automatic renewal. Not lifetime access.

Start with a 14-day trial. One trial per account across all paid plans; switching plans does not restart it.

All paid plans include one 14-day trial per account with a saved card. Cancel during the trial to avoid payment; access remains until the trial ends.

Prices are in USD, before tax. Annual renewal prices stay locked while the same subscription continues. Five-year pricing applies only to the purchased term.

Payments and account management are handled on the Web by AlphaBlue Thailand. Mobile provides a link to Web account management.

Read sales, cancellation and refund policies

Frequently asked questions

Clear answers about plans, shared records and corrections.

Who can create a team, and who can join one?
A Family subscriber can create one team with up to five members. Anyone, including a Free user, can accept an invitation. New seat add-ons are not available with these offers.
If a Free user joins my team, do they get unlimited transactions too?
No. Limits follow the person who created the transaction. A Free member can record up to 1,000 transactions per month, including transactions they create in a team. The Family owner's unlimited allowance does not transfer.
What are the team roles?
Four roles: Owner manages the team; Admin manages members and team-owned accounts; Member records activity in team-owned accounts; Viewer has read-only access. A Viewer needs no paid plan, but still counts toward the team's member limit.
What happens if I downgrade from Family?
Your teams enter read-only mode at the end of your current billing period — no data is deleted, no members are removed. You and everyone in the team can still view history; no one can add new transactions or invite new members until you re-upgrade. You can also transfer ownership to another Family member before the period ends to keep the team active.
Can I buy extra storage or team seats?
New storage and seat add-ons are not available with these offers. Solo includes 5 GB; Family includes 10 GB and up to five team members.
How do trials, cancellation and refunds work?
Each account can try a paid offer once for 14 days with a saved card. Cancel during trial to avoid payment. Annual plans renew automatically; stopping renewal keeps access until the paid end. Five-year plans do not auto-renew. Request an initial-payment refund within 14 days, an annual-renewal refund within seven days, or an upgrade-supplement refund within seven days. Upgrade refunds cover the supplement only and restore the original tier and end date. No routine unused-time cash refunds or automatic credits apply; mandatory consumer rights remain unaffected.
Can I edit or delete a transaction?
You can edit notes, category, and tags anytime. Monetary fields are locked once posted — to fix a mistake you void the transaction, which keeps the original on record and adds a reversing entry that cancels it out. Nothing is silently rewritten.
Is my financial data safe?
Kakeibo uses one-time email codes instead of passwords. Personal and team records have separate scopes, and team permissions control access. Keep your sign-in email and API keys secure.

Help for people and the tools they use

A practical user guide

Task-based instructions and plain-language explanations of balances, currencies and corrections.

Open the guide →

Connect an agent

The Public API supports integrations. The current MCP server reads personal data only and cannot create or change financial records. A separate Agent Skill is planned.

Explore API and MCP →